Unlock Your Property Investment Potential

Maximise your borrowing power and grow your wealth through expert SMSF and self-employed property investment strategies.

Discover If You Qualify for Strategic Property Investments

Answer a few quick questions to see how Shore Financial can help you grow wealth, reduce tax, and maximise borrowing power.

Our Trusted Lender Network

Why Investors Choose Shore Financial

We help self-employed professionals, high-income earners, and SMSF investors take control of their property investments with strategies that deliver real results.

Specialist SMSF Property Investment

We help you leverage your superannuation to acquire strategic properties.

Debt Recycling & Tax Optimization

Improve cash flow and reduce liabilities through strategic planning.

Tailored Solutions for Self Employed Professionals

Navigate complex income structures and secure optimal investment opportunities.

End to End Advisory

We guide you from initial consultation to property acquisition, ensuring every step is seamless.

About Shore Financial

Shore Financial specialises in helping self-employed professionals, high-income earners, and SMSF investors unlock their property investment potential. We provide strategic, personalised solutions that maximise borrowing capacity and grow wealth efficiently.

Many banks overlook self-employed income and SMSF opportunities, we focus on practical strategies that larger institutions miss. From your first property to a diversified portfolio, we guide every step, including coordination with accountants, advisors, and legal teams.

Backed by Loan Market

20+ Years Experience

Helping Australian Families Build Wealth

Our Services

SMSF Property Investment Advisory

Maximise your super for property acquisitions.

Self-Employed Property Investment Solutions

Custom strategies for small business owners & consultants.

Debt Recycling & Tax Strategy Support

Optimise finances to increase your investment capacity.

Investment Guidance for High Income Professionals

Tailored advice for doctors, lawyers, IT specialists, and executives.

How We Work

01

Initial Consultation

Discuss your goals and investment aspirations.

02

Strategic Planning

Develop a personalised investment roadmap.

03

Execution & Support

Assist in property selection, financing, and portfolio management.

Why Work With Shore Financial

Specialist guidance for SMSF & self-employed investors.

Tax-efficient strategies to maximise cash flow and growth.

End-to-end support including accountants, advisors, and legal teams.

Fast, direct communication for time-poor professionals.

Success Stories

★ ★ ★ ★ ★

Matthew was an incredible partner in supporting us with the purchase of our home. He ensured the entire process was smooth and stress free – from the simple to use platform for document verification, finding us different lender options, sending property reports, working seamlessly with our chosen lender and solicitor, and answering all the questions we had (within the same day). Matthew came recommended to us and we will also highly recommend him to others.

Christopher Mendoza

★ ★ ★ ★ ★

Working with Shore Financial and especially Matthew was an absolute pleasure! Thanks to his expertise and dedication, we were able to secure our dream home. He helped us navigate the loan process, ensuring we got the highest possible loan approval. Whenever any issues came up during the process, Matthew was right there, resolving them swiftly. He even secured unconditional loan approval before the contract exchange, which gave us peace of mind. We highly recommend Matthew to anyone looking for a knowledgeable and reliable loan broker

Hessam Imen

★ ★ ★ ★ ★

Matthew Curle handled our refinance. He was super professional and knowledgeable. He kept us updated throughout the process and was very easy to deal with! He also went above and beyond on a few items when lenders were being a bit difficult. Much appreciated and I would highly recommend him

Evan Manolios

★ ★ ★ ★ ★

Mathew Curle, despite the challenges posed by major lenders during uncertain global financial times, managed to secure a highly challenging refinance for us. We were apprehensive, knowing the difficulties involved, but Mathew’s relentless pursuit and thorough examination of all possible avenues proved instrumental. His exceptional handling of the situation, coupled with his professionalism, friendliness, and vast knowledge, allowed him to secure a refinance against all odds. We highly recommend Mathew for his expertise, dedication, and can-do attitude. His efforts are truly appreciated!

Chamila Liyanage

★ ★ ★ ★ ★

Shore Financial was by far the best and easiest experience I’ve had organising a home loan. Matt was a superstar and extremely prompt, knowledgeable and kept us up to date throughout the process. All of our dealings were remote as we purchased in Qld, but nothing was an issue and we received an approval in a matter of days with a product that ticked all our boxes. Would highly recommend!!!

Danny James

★ ★ ★ ★ ★

Matthew Curle assisted us with our mortgage. Matt’s service was second to none – he was extremely knowledgeable and provided outstanding service. Highly recommend speaking to Matt!

James Young

Frequently Asked Question

What is an SMSF loan and how does it work?

An SMSF loan lets your Self-Managed Super Fund borrow money to buy an investment property. The loan is structured under a Limited Recourse Borrowing Arrangement (LRBA), meaning only the purchased property is used as security. This helps you grow your retirement wealth through property while keeping your fund compliant with ATO rules.

How much can my SMSF borrow for a property?

Most lenders allow SMSFs to borrow up to 70–80% of a property’s value. The exact amount depends on your fund’s balance, rental income, and contributions. We can guide you through calculating your SMSF’s borrowing capacity and help you plan a strategy that aligns with your investment goals.

Who is eligible for an SMSF loan?

To qualify, your SMSF must be established and compliant, have a clear investment strategy, and hold enough funds for a 20–30% deposit plus costs. Lenders also check that your fund can comfortably meet loan repayments. We make sure your SMSF meets all lender and ATO requirements before applying.

Can my SMSF use a loan to buy or build a property?

Yes, your SMSF can use a loan to buy an existing residential or commercial property. However, borrowed funds can’t be used for major renovations, only repairs or maintenance. We guide you on compliant ways to buy and improve property under SMSF rules.

What are the benefits of using an SMSF loan?

An SMSF loan allows you to leverage your super to invest in property, enjoy potential capital growth, and benefit from tax advantages. It also offers greater control over your retirement assets. Shore Financial helps you structure and manage your investment for long term financial growth.

Ready to Unlock Your Investment Potential?

If you’re self-employed, a high-income professional, or SMSF investor, we help you maximise borrowing capacity, invest strategically, and grow your property portfolio.

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